Blog categorized as Trends & Challenges

Beyond reconstruction: Telematics in commercial auto claims

11.06.26 12:08 PM
Beyond reconstruction: Telematics in commercial auto claims
Draivn collects raw signals from 200+ telematics platforms and transforms them into structured, validated evidence that can be used directly in claims workflows.

Telematics in portfolio management and loss control wokflows

05.06.26 01:39 PM
Telematics in portfolio management and loss control wokflows
Healthy portfolios start with good underwriting decisions, but require continuous exposure alignment.

Beyond blind trust: Telematics in fleet insurance selection and pricing

28.05.26 01:09 PM
Beyond blind trust: Telematics in fleet insurance selection and pricing
Bringing telematics into selection and pricing workflows alone can improve loss ratios on telematics-enabled books by up to 5 percentage points.

Telematics in fleet insurance – everywhere, except the process

30.04.26 03:01 PM
Telematics in fleet insurance – everywhere, except the process
Telematics is common across commercial fleets, but it rarely reaches insurance workflows.

From dialogue to advantage: How exposure stewardship elevates commercial auto brokers

19.02.26 12:41 PM
From dialogue to advantage: How exposure stewardship elevates commercial auto brokers
When exposure is reconciled before bind and aligned throughout the policy term, brokers deliver something rare in commercial auto: certainty and stability. And these two compound.

Continuous exposure validation: From noise to focus

03.02.26 12:28 PM
Continuous exposure validation: From noise to focus
Verification alone does not improve portfolios. Before exposure changes can be addressed, priced, or embedded in workflows, they must first prioritized and brought to focus.

Commercial auto claims: Think data or sink in fraud

22.01.26 08:42 AM
Commercial auto claims: Think data or sink in fraud
Loss cost optimization needs to remain a crucial part of every commercial auto strategy. Today, we’ll discuss how data can protect you from fraud.

Why the next era of commercial auto claims must be data-driven

15.01.26 08:05 AM
Why the next era of commercial auto claims must be data-driven
The future of commercial auto claims belongs to insurers that integrate telematics at scale and redesign workflows around early, actionable data.

Dashcams are becoming “Table Stakes” in commercial auto insurance – and real cases tell why

04.12.25 01:18 PM
Dashcams are becoming “Table Stakes” in commercial auto insurance – and real cases tell why
Dashcam video is no longer a nice-to-have. It’s now central to claims defense, litigation readiness, and insurance negotiations.

Litigation is back to the bad old times. Are you ready?

24.10.25 01:34 PM
Litigation is back to the bad old times. Are you ready?
Automating and improving the fact-gathering process of collating telematics, dashcam footage, and maintenance logs will add new opportunities to differentiate experiences and outcomes.

The behavioral science behind America’s skyrocketing legal payouts: Key findings and advice

16.10.25 01:45 PM
The behavioral science behind America’s skyrocketing legal payouts: Key findings and advice
Attorneys must adapt to a litigation landscape where emotion often outweighs evidence, juror sentiment is shifting toward plaintiffs, and case outcomes are unpredictable. But with the right tools, objective data can still win the day.

Podcast: How can AI transform commercial fleet insurance

09.10.25 01:46 PM
Podcast: How can AI transform commercial fleet insurance
Draivn’s co-founder, Felix Kühlmann, shares his insights from his work at Draivn on leveraging AI to transform commercial fleet insurance — and an honest look at where the industry stands today.

Are dashcams enough to lower insurance premiums? The reality is more complex

11.09.25 01:55 PM
Are dashcams enough to lower insurance premiums? The reality is more complex
Insurers don’t just want hardware in the truck – they want to see it implemented, used, and proven to reduce risk and claims costs. That’s when safety investments are truly rewarded.

Why is commercial vehicle insurance so expensive – and how to deal with it

21.08.25 02:07 PM
Why is commercial vehicle insurance so expensive – and how to deal with it
Draivn transforms how commercial fleets demonstrate safety, how insurers assess and price risk, and how brokers advocate for their clients in this challenging market.

Data Privacy and Telematics in Auto Insurance: Why Care?

05.02.25 02:42 PM
Data Privacy and Telematics in Auto Insurance: Why Care?
The auto insurance industry increasingly relies on telematics data to assess risks and set premiums. However, this shift has raised privacy concerns, as evidenced by lawsuits against General Motors and Allstate. These cases highlight the need for a transparent...